A different kind of insurer.

MAX was created for the 21st century, but our roots go way back to a time when barnraising was common and we were just a number of mutual aid societies bringing the church and community together to build a barn. Today MAX carries on the barnraising tradition in a modern way. Although regulated by the insurance departments like a stock or a mutual insurance company, we are actually what is called a reciprocal. That means the policy holders are truly the owners of the company, so as a member of MAX you own a part of the company.

The foundational values of MAX

A central feature of the MAX enterprise offered to members is MUTUAL AID MINISTRIES (MAM). It is grounded in our desire and commitment to serve the members of the faith community, through their congregations, in responding to persons experiencing trauma, burden or loss. This ministry is consistent with MAX’s mission of “creating and sustaining wholeness through preserving and restoring property, lives and communities."

Barnraising is back

A unique aspect of MAX is that unlike traditional insurance companies who use their profits to pay dividends, we tithe our profits back to the ministries within our faith community. In addition to the tithe, MAX has paid ministers on staff responding to the emotional and spiritual needs of our members and others in the faith community. No other insurer has a staff of ministers.

Stories of Wholeness.

MAX is about community and helping others. We have some stories to share of how the MAX family has helped members of the faith in their times of need.
Stories of Wholeness
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Practice Safety When Using Space Heaters

Posted by MAX On December - 12 - 2011

Space heaters are a popular way to add temporary warmth to homes and offices during the chilly winter months. Unfortunately, many folks forget that space heaters can pose significant fire hazards.

The Electrical Safety Foundation International says the risk of fire from space heaters is three to four times higher than from central heating equipment. In fact, ESFI says heating equipment is the second-leading cause of home fires. Of those heating-related home fires, space heaters are responsible for 32 percent of cases. Sadly, they also cause 82 percent of home heating fire deaths.

Many space heater fires are caused when combustible materials, like fabric, paper or furniture, come in contact with these heating units. Even the rugs and carpets upon which space heaters sit can be ignited. Fires also may be caused by misuse by the operator or even worn out or faulty components.

To reduce your risk of fire from space heaters, follow these safety tips:

  • Only buy a space heater that has been tested and labeled by a nationally recognized testing company, such as Underwriter’s Laboratories (UL). Read the manufacturer’s instruction manual prior to use.
  • Keep the heater three feet away from drapes, bedding, clothing, paper, furniture or other flammable materials. Place it on a flat, level surface with ample airflow and away from areas where it might be knocked over.  Never place heaters on cabinets, tables or furniture, and never suspend them from rafters or ceilings.
  • Never leave a space heater unattended. Turn the unit off when you go to sleep or leave the room. In addition, never leave children or pets unsupervised when a space heater is in use.
  • Keep electric heaters away from water. Never use them near a sink or in the bathroom.
  • Remember, space heaters are only meant to supply supplemental heat, not replace your home heating system. Never misuse them to warm bedding, cook food, dry clothing or thaw pipes. Avoid continuously operating them over extended periods of time.

Source: Electrical Safety Foundation International. “Space Heater Safety Tips.” Retrieved Dec. 9, 2011, from http://www.esfi.org/index.cfm/cd/FAP/cdid/11242/pid/10272.

 

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The MAX Family historically has served the Anabaptist/Brethren/Quaker communities in the United States and Canada with insurance protection and mutual aid care. The MAX Family is not tied to any specific denomination. Therefore, any person of faith who can affirm our “Statement of Faith-Based Shared Values” is eligible to participate in MAX.

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